TestAIIdeas.
ProveWhatWorks.
ScaleTheWinners.

Arcana designs experiments that prove what works, kill what doesn’t, and move the winners into production—fast.

The gap between a promising demo and a production-ready system is vast. We bridge that gap for banks and regulated fintechs by rigorously testing AI use cases against real-world constraints.

From initial hypothesis to audited pilots, we structure the validation sprints that tell you exactly where to invest your capital and engineering resources.

The Opportunity Cost of Inaction

Industry benchmarks vs. what we deliver

80%
AI projects fail to scale
93%
Cost reduction with our approach
Gartner AI Survey vs. Arcana Agent Framework
40%
Time spent on manual data work
8-16x
Faster with parallel AI agents
Financial Services Avg. vs. Arcana Agent Framework
$5.4M
Avg cost of compliance fines
100+
Attack vectors tested per audit
Global Non-Compliance vs. Arcana Agent Framework
3-6mo
Avg time to validate AI POCs
1 week
Full security audit timeline
Enterprise Std. vs. Arcana Agent Framework
Where We Focus—

Automating highly manual, multi-step workflows

We focus on high-friction, high-scrutiny workflows where validated AI can materially change loss rates, capacity, and customer experience.

Fraud Detection

Reduce false positives while surfacing novel attack patterns that legacy rules and static models never see.

The Problem

False positives bury real fraud.

AML Monitoring

Detect complex structuring and layering patterns that rules-based systems routinely miss, without overwhelming teams with noise.

The Problem

Rules-based systems miss complex structuring.

KYC & Onboarding

Automate document and identity checks with human-in-the-loop review for edge cases, so growth doesn’t stall at manual queues.

The Problem

Manual review slows growth.

Compliance Monitoring

Move from sampling a sliver of interactions to monitoring essentially all relevant communications for regulatory triggers—without adding headcount.

The Problem

Sampling <1% of calls risks fines.

Credit Underwriting

Use alternative and behavioral data to safely approve more of the right borrowers, not just more volume.

The Problem

Thin files get auto-rejected.

Customer Support

Deploy agents that resolve complex, regulated queries with full context and auditability—not ‘just another chatbot.’

The Problem

Generic chatbots frustrate users.

The Context—

The execution gap

The gap between "demo" and "deployed" keeps widening. For most banks, three forces drive the stall-out.

Velocity Mismatch

Models advance weekly. Procurement moves quarterly. By the time a tool clears your process, the underlying capability has already moved on.

Capability Explosion

Frontier models now reason over massive contexts and complex workflows, unlocking use cases that did not exist in last year’s roadmap. Most banks have no mechanism to continuously retest where AI can create real lift.

Vendor Noise

Every week, another AI vendor promises 'transformational' impact. Separating repeatable signal from marketing noise has become its own full-time job.

Our Approach—

Prototypes over presentations

Slideware doesn’t de-risk AI. Controlled experiments do. Arcana is built to design and run the experiments that give you confident green-lights—or clean kills.

Structured Experiments

We define crisp hypotheses, counterfactuals, and success thresholds so every test yields a clear yes/no on ROI in weeks, not quarters.

Domain Expertise

Experiments are designed against real-world constraints—model risk, compliance, security, and supervisory expectations—not lab conditions.

Vendor Intelligence

We continuously scan the open-source and vendor landscape, then plug in only the components that actually move the needle for your use case.

Production Velocity

We build just scrappy enough to learn quickly—and just robust enough to take proven prototypes into audited, production-grade stacks.

Get Started—

Ready to validate your AI roadmap?

Let's discuss your use case

Bring one real use case. In 30 minutes, we'll map a concrete validation plan—what to test, how to measure it, and what 'production-ready' actually means for your institution.

Sources & References

[1] JPMorgan Chase COiN: 360,000 hours saved annually on legal document review. Processes 12,000 commercial credit agreements in seconds vs. months of manual work. Reduces contract analysis from 90+ minutes to under 30 minutes per document.
[2] Banking AI Adoption: 91% of bank boards have officially endorsed generative AI projects. Market urgency is real—AI adoption at the board level is now mainstream across financial institutions.
[3] Bank of America Erica: 58 million interactions per month. 3 billion total client interactions since 2018, 50 million users served, 98% accuracy rate in responding to customer queries.
[4] HSBC Dynamic Risk Assessment: 60% reduction in false positive alerts, 2-4x more financial crime detected than previous systems (co-developed with Google Cloud).
[5] JPMorgan Chase Fraud Prevention: 20% reduction in false positive cases for fraud detection. Significantly reduced fraudulent activities including account takeovers and card-not-present fraud.
Additional verified case studies: Wells Fargo Fargo (245M autonomous customer interactions), DBS Bank (17% increase in funds saved from scams, 90% reduction in false positives), Capital One Eno (30% faster issue resolution). Full research citations and detailed case studies available upon request.